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 Originally Posted by OngBonga
This is why I draw a distinction between "unemployed" and "long term unemployed". Most unemployed people are employable, also most unemployed people want a job. I'm talking about the minority who have no intention of working.
Most of those are people like stay-at-home moms with children and disabled. Most that don't have jobs because they get enough welfare to be happy enough to not work would work if they didn't get the welfare.
I think even banana is happy with a benefit that keeps people afloat between jobs. The "safety net".
One of the main reasons for difficulty in-between jobs is the existence of the safety net in the first place. It disincentivizes savings and other smart behavior. Unemployment insurance is a good thing when the policyholder pays for it.
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