US Federal Government

[dranger7070]

It definitely should ruin their credit if they don't pay. I agree that UHC is a must in this country. Insurance companies are out of control with not paying people what they are owed when it comes to healthcare to help their bottom line.

[Savy]

It definitely should ruin their credit if they don't pay. I agree that UHC is a must in this country. Insurance companies are out of control with not paying people what they are owed when it comes to healthcare to help their bottom line.

You are married and have a child. You have always been fairly good financially but just never earned that much money so don't really have any savings, without ever really being in any debt. Your child is in a car crash and is quite badly disabled as a result.

Now you'll probably have a better idea of prices than I would, however sorting that out is not going to be cheap. You most likely aren't going to be able to afford it.

So you feel your credit rating should be ruined as a result?

[Renton]

You are married and have a child. You have always been fairly good financially but just never earned that much money so don't really have any savings, without ever really being in any debt. Your child is in a car crash and is quite badly disabled as a result.

Now you'll probably have a better idea of prices than I would, however sorting that out is not going to be cheap. You most likely aren't going to be able to afford it.

So you feel your credit rating should be ruined as a result?

Absolutely. Credit rating is a reflection of the risk of loaning money to a person. A person who was imprudent enough to have a child without getting at least a bare minimum of insurance (catastrophic coverage with a high deductible is like 10-20 bucks a month) is a high risk and creditors should be aware of that.

And its not as if someone's credit being ruined is a fate worse than death. At least his child got the medical care he needed despite his father not having money or insurance to pay for it. Ruined credit was a tiny cost next to the benefits.