Mah Credit Card/Account Bonus Whoring Thread

[bode]

so do you guys just instaclose most of these cards once the bonus is done? doesn't that fuck with your credit rating?

[BoondockSaint]

so do you guys just instaclose most of these cards once the bonus is done? doesn't that fuck with your credit rating?

Barely fucks with your credit rating. I close all of mine. I'd have like 20+ if I didn't...plus if you close em and they run a similar promo and you are like a year out or something..you can do it again. You kinda have to close em if you do this forever or youll get denied just because you have so many open with a certain bank...and just overall...plus I will never pay an annual fee..90% of them are waived the first year so I always make sure to close em before that at the latest...

The last Chase united explorer card I got said you had to keep it open for 6 months or they could take the miles back...keep an eye on the terms and conditions I guess..chase just started it and none of the others have yet...but I'm sure they will eventually...though they will probably always warn when you close it anyway.

Have fun credit card whoring.

[BoondockSaint]

If you have a United account with even 1 mile you can do this....or a continental account that you transfer 1 mile to united.

Chase United MileagePlus® Explorer Card:50k miles after 1st purchase,up to 60k miles possible(YMMV) - Slickdeals.net

its for 50,000 miles after one purchase..I've already done it.

Like I said in the post above you have to keep it open for 6 months.

[BoondockSaint]

citi dividend master card 200 cashback on spending 500 - Slickdeals.net

spend 500 get 200 back

also..I went to cancel this one right after it and they give you 5% cashback on everything for 6 months...no categories at all...just to keep it open

[kingnat]

If you have a United account with even 1 mile you can do this....or a continental account that you transfer 1 mile to united.

Chase United MileagePlus® Explorer Card:50k miles after 1st purchase,up to 60k miles possible(YMMV) - Slickdeals.net

its for 50,000 miles after one purchase..I've already done it.

Like I said in the post above you have to keep it open for 6 months.

I'm thinking about opening this up and just using it as my everyday card. Seems pretty nice. Service fees are kinda meh after the first year, but love the idea of banking flights for vacation all year long.

Any reason not to do this? Or other cards that are better everyday cards?

[BoondockSaint]

Well you don't have to keep the card to keep the miles. I always cancel before the service fee hits. Your mileage account is separate from the credit card though and they don't expire for 18 months.

The 18 months is always reset if you use a single mile or add a single mile to your account. (and you can add miles to your account without having the credit card)

To get the 50k miles on that card you already need 1 point in your account. You can create your united mileage account on United Airlines - Airline Tickets, Vacations Packages, Travel Deals, and Company Information on united.com and then you go to where you can shop at specific merchants for bonus points. You can buy a basspro gift card for $2 (that is their minimum) and it gives you 6 points into your account within about a week or so. Then the ad for the United Explorer with the extra miles will pop up. If you do not do this you only get 25k miles.