Also GW, is it really appropriate to cite pot odds when analyzing a 48/16 at $10NL? I find it hard to believe that that concept is even on this guy's radar.
But he probably gets the $3 to win $20 is tempting idea (and pot odds is the formal name for that). People on poker sites generally understand odds as they are used to betting, even if they don't specifically think about pot odds.
This is not my signature. I just write this at the bottom of every post.