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I guess it's a style issue, but losing 3 buy-ins in a day is not standard for me ... yet. For anyone who thinks 3 buy-ins is super standard, I'd say that player needs to drop stakes if that value represents 5% of your bankroll. That was one of the reasons I decided to wait until I had 40 buy-ins before I moved up @ $100NL and $200NL because I wanted to give myself a full 2 buy-in shot per day instead of just 1.5 buy-ins per day as a 30 buy-in bankroll would be.
The main point is that you need to have SOME system in place to protect your bankroll for any given one day because you WILL tilt and play bad even if you don't think so or recognize it. If not 5%, it needs to be something. 10% is way too high for me personally - to lose 1/10th of what has taken me weeks, months, or years to build to be gone just like that should be scary to most players. And, for this personal situation, if you had as few as 3 more -$165.00 days, you'd barely be rolled for $25NL.
So, I'm not saying to be scared, play scared, or constantly think about the money, but you DO need to think about it as some level and have a system in place. It's clear to me you didn't or don't and that's not the kind of thing you want to make a rule about on the fly. Decide in advance how you want to handle it and stick to it.
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