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Sound Bankroll management is key to any poker player. You should have 20 buy-ins minimum for the stakes you are playing at. So to play $2nl you'd need $40, to play $5nl you'd need $100 etc. This is absolute minimum, many ftr regs actually use a 25 or 30 buy-in cushion instead.
As for counting your odds, you should only count the odds to the next card, so your odds of making a flush from flop to turn or turn to river are almost the same. The only exception is if you're facing an all-in bet on the flop, in which case the odds almost double.
A quick way to do it would be to count the outs, multiply by two and add two to give you your % chance of hitting. For example if you're on a flush draw on the flop then you have 9 cards to make your flush, (9x2)+2 = 20% chance of making your flush on the next card. This is called the 'shotgun' method and it's close enough to use on the fly.
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