Nice post Dale. This has been on my mind lately as well. Check out this HH, where I made a flop call (actually 2 calls) that I wouldn't normally make because of what you're describing. I had to put in $5.50 on the flop to win an eventual $75 pot. (Though the size of the final pot justified my call, I really had expected SdBass to come along for the ride as well.)
CARDSON
***** Hand History for Game 1352862714 *****
$25 NL Hold'em - Monday, December 27, 00:49:31 EDT 2004
Table Table 11292 (Real Money)
Seat 10 is the button
Total number of players : 10
Seat 1: italian2 ( $14.7 )
Seat 3: maria_2 ( $45.9 )
Seat 4: GMUplayer85 ( $16.05 )
Seat 5: oaklandAs ( $17.9 )
Seat 6: BdBtbyDdMny ( $24.8 )
Seat 8: decoyjg ( $32.65 )
Seat 9: SdBass ( $127.65 )
Seat 10: TylerK_ ( $34.9 )
Seat 7: jhhur ( $27.4 )
Seat 2: Ashchan ( $24.5 )
italian2 posts small blind [$0.25].
Ashchan posts big blind [$0.5].
** Dealing down cards **
Dealt to TylerK_ [ 6s 5s ]
maria_2 folds.
GMUplayer85 folds.
TylerK_: wtf just happened? LOL
oaklandAs folds.
BdBtbyDdMny calls [$0.5].
jhhur calls [$0.5].
decoyjg calls [$0.5].
SdBass calls [$0.5].
TylerK_ calls [$0.5].
italian2 folds.
Ashchan checks.
** Dealing Flop ** [ 4s, 7h, Js ]
Ashchan checks.
BdBtbyDdMny checks.
jhhur checks.
decoyjg bets [$0.5].
SdBass raises [$3].
TylerK_ calls [$3].
Ashchan folds.
BdBtbyDdMny folds.
jhhur folds.
decoyjg raises [$5].
SdBass calls [$2.5].
TylerK_ calls [$2.5].
** Dealing Turn ** [ 3c ]
decoyjg bets [$3].
SdBass calls [$3].
TylerK_ is all-In.
decoyjg is all-In.
GMUplayer85: hit a set decoy??
SdBass folds.
** Dealing River ** [ Jh ]
decoyjg shows [ Qd, Qh ] two pairs, queens and jacks.
TylerK_ shows [ 6s, 5s ] a straight, three to seven.
TylerK_ wins $2.25 from side pot #1 with a straight, three to seven.
TylerK_ wins $73.05 from the main pot with a straight, three to seven.