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You can use instacash directly through UB, in which case you will NOT be charged a fee. From the Ultimate Bet mainscreen, go to My Account > Deposit > Neteller. Then fill in all the fields, *including the last one.* If you fill in the bottom field (last 4 digits of your checking account number registered with Neteller), this indicates you wish to use instacash. Your deposit is immediate, and you pay no fee. I'm not sure why there is no fee if you go directly through UB, but I've done it before, and I'm sure it works.
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