Quote Originally Posted by Xianti
Assuming his all-in was more than 1/2 the pot (sounds like it was more than the pot), you had to fold.
That is incorrect. You are an 11:9 underdog (assuming you have to hit the flush or straight to win), so his bet would have to be greater than 4.5x the pot to give you incorrect pot odds.

In a ring game, you can probably call this bet every time and make a profit unless your opponent has grossly overbet. In a tourney, it depends heavily on the situation as to whether a call here is correct.