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For $0.02/$0.04 (4nl) you would need around an $80 Bankroll or so to be properly rolled (rule is 20+ 100bb buyins for the stake you intend to play). So please have that going into you account before you play, as it helps to get started off on the right foot.
Concerning whether you can make money and beat the rake. Yes, by alot. At first it will probably seem like you can't as you are still learning and only a marginal winner, so when rake is taken out you might be just break-even. However, you should quickly catch on then you hardly notice the rake coming out (as your winrate has rake already figured in).
A reasonable winrate at most stakes (barring the micros as the opposition is so terrible it is generally higher), is 3ptbb/100 (which stands for 3 pokertracker big bets per 100 hands... That is the equivalent of 6bb/100 or 6 big blinds per 100 hands... Example: 1ptbb = 1BB = 2bb). That means that if you had a 3ptbb/100 winrate at 4NL you would be making $0.24/100 hands. If that doesn't sound like much money, that's because it isn't. On a single table you get about 60 hands per hour or so. That is why mutlitabling becomes so profitable. Because if you were to play say 10 tables then you are now making ~$1.30/hr. While that's probably an insignicant amount, it's a solid winrate, and hourly, at 4nl.
Compare that to how much you could expect to make at 100nl ($0.50/$1.00 blinds), which starting at 4nl and moving up when properly rolled for the next level can occur in a couple of months (3-4ish depending on how fast you learn and how much you play). At 100nl, figuring you have a 3ptbb/100 winrate, you are playing $6/100 hands. Let's factor in the same 10 tables for 600 hands per hour, and you are now making around $36/hr. This is not including any amount you get from rakeback, which you could get up to around 30% or so back. Fwiw, at 100nl you can easily make $2-$3k per month if you are a solid winning player.
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Income from poker??
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