This is an unraised pot; I wouldn't be so worried about folding as you only lose 2bb worth here and as you said, you are probably splitting this 2 way, if not 3 way. 2 pairs, sets and flush drawers with the T all have outs to win and basically the only way you win here is if these two guys are complete morons.. I'd say it's more +EV (lets not forget rake here) to fold here and find a better spot to stick your stack in ...