Quote Originally Posted by spoonitnow View Post
What is the best way to approach someone about money they owe you if they aren't coming to you about it with updates like they should?
Don't be a jerk about it. Ask them to have a discussion about it. Ask them what their current financial status is and what their plan is to get back to where they need to be. Then ask them what sort of timeline or payment plan they can agree to that will get you paid back.

In the end it's up to you to decide whether or not what they are saying is genuine or not. Lastly, don't act like a victim. When someone owes you money YOU loaned them, understand that you took a risk in doing that. Not that you did anything wrong at all, or don't deserve to be paid back, but just be mindful of that anytime you loan someone money. If you aren't comfortable with the risk of them not paying it back, then DON'T loan them money. If you do loan them, and they don't pay it back, take some responsibility for your decision as well. It's just a better way to live all around. Being a victim is so much easier, but taking ownership of it is the most responsible way of being in the world.