Im not really sure what you're arguing anymore.

But, the Mcdonald's case you used as an example of rewarding stupid people actually did the opposite and punished a stupid company. That Mcdonalds heated its coffee to 190 degrees, 50 degrees greater than the industry standard, and 60 degrees greater than what would burn the skin. When the coffee spilled it instantly scalded the girl and created 3rd degree burns. If you dont recall, 3rd degree is one of the most severe kinds of burns one can get (only 4th is worse). Its not too much of an exaggeration to say it was akin to having her skin set on fire.

To say it was entirely her fault for spilling is silly, because spills happen. This was incredible recklessness by the company, and they were penalized for both their behavior and the injury their coffee caused.

As for the African american thing, im not willing to say they had it as bad as Asian Americans. Yeah, there were japanese internment camps and such...but slavery tho.