You understand as much about crypto as I did about three weeks ago. Which, in fairness, isn't much less than I understand now. But your naivety is clear here.

Crypto represents the greatest transfer of wealth from elite to the average person as you could possibly hope to see in your life. Fiat's days are numbered. The sooner you get your savings into bitcoin, the more wealthy you'll be in the 2030s.

I was careful to say bitcoin there. Any other coin is much riskier at this stage. But market leaders will emerge. $ada and $dot are probably the best options after $btc.