My 18 yr old little brother who lived down the street, went something along these lines...

Day 1: Alright dude, I gotta get back in the game. I know you gave me $20 bucks to get started a few days ago but I sucked then, and I'm ready now. I just spent like a whole hour and a half reading some shit on the internet and I'm ready, trust me.

Day 2: C'mon man!! $20 bucks is all I need! I promise you'll get it back and soon as I triple up. I'm broke as shit, rent is past due, and i think my alternator sprung a leak in my car or something. Not to mention I owe some dude like $200 for some crappy poker game i was suckered into.

Day 3: Remember that day you asked me to wash your car when it was raining? Didn't I do it for you, no questions asked? What about all those joints i rolled up for you over the years so we could smoke? C'mon $20 bucks, you know I'm good for it. My girl left me the other day. I need money to go find a new one.

Day 4: Alright you cheapskate faggotass mutherfcker, I've been asking you nicely man. Something bad is gonna happen to you for disrespecting your family. At least just give me an ounce of weed to sell or something, I'll make your money back and you can put it in my poker account. Please. Bitch.

Day 5: Yeah.... notice something missing?? Told you something bad was gonna happen. Wonder where your precious kitty Cuddles is hiding... could it be in my dryer? Maybe the microwave? Hmmm freezer maybe? What other fun can I have... lets see... The ransom is $20 in party poker, fck it make it $50 or you'll never see your precious Cuddles again!!

Day 6: Alright you win, I'm sorry. I'll leave you alone. Now please come back and unlock these handcuffs. Hard to take a piss with my leg cuffed to the oven, and my arm cuffed to the refrigerator. C'mon. It's over, I promise. And I know you know where my car is. I gotta go to school in an hour. Dude, please, it took me like 30 minutes just to get my cell phone out of my pocket and call. I'm getting a cramp in my leg. I'm sorry again.

(alright, i was bored and made this all up. oh well at least it's original)