I overdrew on accident, put money in to cover it thinking it was the same business day so I wouldnt get charged, then spent the majority of that money. Even though my online bank seemed to say I was fine I still got charged, then charged again for spending the money I had depositited since I was under due to the initial overdraft fee. I went in to the branch to dispute it and he was like "yah just sign up for this cc that will provide overdraft protect and and Ill wave the 75$ in fees." Obv I did.

Anyways, I just got the cc in the mail, it has an 800$ limit and no apr for 6 months. My ipod was stolen over the summer when I was in cali and so Im using a 8+ year old cd player that eats batteries faster than an anorexic meth-head irish-catholic slut causes miscarriages. So yah, I have a cc and am tempted to recklessly charge 500$ to it.

Please talk me out of it. Please advise me on how to be responsible with a cc. Please tell me your horror stories of the vast mountains of debt you piled up using these devil tokens. Anything to ward off my impulsive spending problems.