Quote Originally Posted by OngBonga View Post
Not in the same way because one is a product whereas the other is a service. However, insurance is kinda like the bookies, where the more people they insure, the less probability they have of making a losing bet. Insurers are essentially betting you don't break your leg or whatever. So yeah, bulk is still good for their business, and therefore lower cost for the consumer.
So they aren't (I agree).