Quote Originally Posted by wufwugy View Post
I don't think the government should exist.[...] Insurance, and probably even law, would become HUGE in a non-government world. The need for actuaries and accountants and lawyers would skyrocket since basically everything would be insured and backed by contracts between parties.
Without a government (legislative, judiciary etc. branches), what laws exactly would there be?

For some reason the first thing that popped in my mind was Alabama overturning the Voting Rights Act, since you know, racism doesn't exist anymore so it isn't needed. Again, history knows a lot of examples of times when there was no government or organized police, and those times mostly aren't known for their lack of crime. Why is that? Wild west would have been a lot less wild without those damn sheriffs?

Also, my understanding is that the US already is pretty much run by lawyers and accountants, sounds awesome that in the future the need for them would skyrocket.

Quote Originally Posted by wufwugy View Post
Another example is I think we are far less security savvy because we live with an assumption that the government is taking care of many of our security needs. We know if our home gets broken into, we can call the police and they will take over investigation without us having to do more. Despite this being relatively fruitless, I think it's psychologically strong. Contrast this to if security was private. We would see people choosing between a wide variety of security strategies and insurance options. They would range from people buying no direct security insurance and just taking their own responsibility, to some people paying a fuckload for high quality service. In the middle would be a variety of options that could include, say, a company insures investigation of any stolen goods but only does so at its relatively low cost in conjunction with advising and approving certain security strategies of the household. We already have this sort of stuff, just not to its fullest extent since the security and law aspects are not insured on the same market.
So essentially things would be almost exactly as they are now, but people would be on average a lot more scared (read: triggerhappy) and a lot of people would have no protections whatsoever.