Something to realize about goals is that they are rarely achieved unless you clearly outline what you have to do to achieve them. You need to know how you're going to make the money, when you're going to make the money, and where you're going to make the money. It's not enough to say, "I want to make $20k". Something already said to break it down, and so you should do that. Where should you be by the end of February? By the end of August? What will you do if you're not on schedule? Will it be possible to achieve your goal if you only have $5k by the end of September? If yes, how will it be done?

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