I think with the assumption of a small flush draw that's correct (except he wins 8.1 I think)

depends on whether he has an overcard of course
so if he has an ace or a king he has 12 outs which is 27.2% to hit

it's 4.2 to win 12.3 which is 34.1% pot%
which is an obvious loss

what's his EV? he wins 8.1 27.2% of the time which is 2.2
he loses 4.2 72.8% of the time which is a loss of 3.05

so he loses 80 cents when he has an overcard and more than a dollar when he doesn't