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Good reminder. I have taken a few forays into higher than bankroll games from time to time, but only when I felt like I was playing very well. I play for fun, not for income anyway, but I do take it seriously.
Keep in mind, however, bankroll Nazis, that the current money I have in my online bankroll is not all the money I have at my disposal, so risk of ruin and other arbitrary calculations don't really apply. If this were a source of income for me I would most definitely be more stringent. So, if I decide I want to take a few orbits at a higher limit game...so what?
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