Quote Originally Posted by spoonitnow
We are starting out with only 44 buy-ins. This by itself creates a situation where we are almost doomed to fail, especially since moving down to 10nl will not be an option.
Of course a 44 buy-in downswing will happen eventually. Eventually is not the question. Will it happen in the first 2-3 months is all that matters. And well over 99% of the time, you will not go anywhere near 44 buy-ins in three months. By then, your bankroll is well beyond 44 buy-ins, because your average monthly earnings are double your expenses. Look at the 99% confidence intervals here. You are just using intuition, without any theoretical justification.

Quote Originally Posted by spoonitnow
Earlier I said that any discussion that involves paying anything with a credit card is doomed to fail, but it seems you've completely disregarded that statement without much consideration. If we break even for the first two months, for example, then we are fucked much harder if we paid everything with a credit card than if we paid it out of our bankroll and now have to get another job.
Your cannot break even over the first two months with any reasonable stats while playing 30h/week and beating 25NL at $20/hr. By cannot I mean the chance is well less than 1%, and that is a risk I think you are willing to take. Again, stop using intuition and start looking at risk-to-ruin.

Quote Originally Posted by spoonitnow
This statement, combined with how you've slipped in some post-whore like behavior in this thread, has led me to believe that your account is likely a spammer account just waiting to spring a leak or ploy on someone.
Ouch. I decided recently to start contributing to the community since I have enjoyed the site for so long. I guess I picked the wrong thread to start.

Quote Originally Posted by spoonitnow
You suggested that whether or not Hero is psychologically ready to play poker as his or her primary source of income is irrelevant to the value of X. ...
Edit: Oh wait. You said bankroll is irrelevant. On the one hand, I'd like to respect your autonomy enough to give a serious response to this. On the other hand, it's the most retarded thing that I've ever seen in this particular portion of the forum, and it completely undermines your argument as being unsound and you as having no idea what you're talking about.
If you could open a business that only cost a couple grand, that would double your income, and that would only go belly up well less than 1% of the time, you would find the money. This would be entirely different if we were talking 200NL, but we're not. The bankroll requirements for 25NL, in real world terms, are practically irrelevant because it is easy to get enough credit to get you off the ground. All that really matters is whether you know you can beat the game at $20/hr. The average credit card balance in the U.S. is around $8,500. With even half that much, your chance of staying the head and paying the bills is well over 99.9%.