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I don't understand the question, but I think I have an example that will answer it.
Let's flip a fair coin that's 50/50. If it comes heads, I'll pay you $12. If it comes tails, you pay me $10. The EV of each flip is $1 for you. Would you decline to take this offer because it "costs" you $10?
Hopefully you understand why this doesn't make sense unless you're on an exceptionally small bankroll. For example, if you only had $10 to your name. However, if you had $250 to your name, you would be stupid not to play as long as I would play with you.
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