I was playing today at .05/.10, and had 16 buyins left in my bankroll. I'd been in a nasty rut for a few days - losing about 6 buyins against the odds and 2 to being outplayed/outheld. I'm multitabling for hours, and luckily get dealt KK 4 times total. I'm fortunate enouh to get my money in preflop, 2x headsup, 2x 3-handed.

1st: Me: KK, Fish A: QTo.
AKJ hits to bust me.
2nd: Me: KK, Fish A: JJ, Fish B: 99
9 hits to bust me and Fish A.
3rd: Me: KK, Fish A: 75s, Fish B: 76o
5689 hits to let them split and bust me.
4th: Me: KK, Fish A: QJs
The flush hits to bust me.

I go on tilt and lose another buyin postflop before quitting for the day. Last week I was confident I could have a bankroll for the next level within a few weeks. Now I'm sitting on a bankroll barely big enough to play .05/.10 safely, and I'm going to take a few days break just to get off tilt.

The point of this rant is that I think at microstakes a 20x bankroll is not enough. If you ever hit a downswing like the one I am experiencing, you run too much of a risk of going broke. I think at low/mid stakes such as .50/$1 or $1/$2, 20x is enough, but the unbelievable variance at micro stakes should warrant at least a 30-40x bankroll.

What do you think?