I use IGM-Pay at PartyPoker. If you've ever used a PayPal account, it's identical, except it's a Canadian company.

Basically, it serves as an agent between your poker account and whatever bank account you choose -- my checking account, in my case. There is no fee. Transactions are instant. One-time account verification is either instant (if you've used services like PayPal) or takes a couple of days.


Other sites (such as Ultimate Bet) use a service called NETeller. It's the same sort of thing. Also no fee.


This is what I recommend. I would never play with a credit card. I only play with real money in my checking account.