Moving up limits problem

So here is my situation. Ive been playing 100NL FR for a reeeaaallllyyy long time. Im a consistent winner there and I want to move up, but.....
I have mad bills! I play for my main source of income and Ive got credit card bills and Im paying back student loans. Not to mention rent, car, phone, blah blah blah ect.

Sometimes I feel like I could be making much more money by moving up but it is hard to get my bankroll to a comfortable spot with all these bills.
Also, Im trying to get a balance of paying back debt, and adding to the bankroll.

Am I retarded for paying back credit cards first? If you were in a similair situation would you just pay the minumum and move up levels as fast as you can?? Or pay off cards and move up once Im all paid up and have much less financial stress??

Anyone been in a similair situation? What would you do?

I vote pay the bills now, otherwise you;ll be stressed playing higher limits and stressed/scared money is dead money

Definitely take care of any immediate bills and those with high interest payments (credit cards). Especially because i am assuming you haven't played higher limits and therefore can't be completely confident that either

a). you will win significantly more than you are playing 100NL
b). you will win at all, making paying necessary immediate bills (groceries, rent, etc.) very difficult.

I would say the majority of players don't immediately adjust to a new limit. I had to move up to 200NL myself several times before i finally succeeded (the earlier failures to do so took significant amounts of money out of my bankroll at the time).

Hopefully you aren't facing like 10k+ of immediate bills; can some of your student loans can wait a few years? That hopefully could give you sufficient time to move up and become a winner at higher limits, and make paying big bills much easier.

IMO, grinding 100NL for another month or so is less stressful than getting into debt and having the bailiffs round.

Honestly, carrying credit card debt has got to be up there among the dumbest things an individual can do. Identify the bills for which you paying the most interest and pay them off completely... School loans are usually much lower by comparison so pay the minimum (or possibly see if you can get them deferred for a time period).. and pay off all high-interest debts.

er... i guess I could've just quoted Vi-Zer0Skill's post...

Paying the minimum and trying to move up is an awful idea.

Don't move up. Stay where you are until you can comfortably bankroll the new level. Why increase your stress and variance at a time when you depend on the income? If it were a hobby, then fine, take some shots. Otherwise, be happy you can support yourself playing a game.