Oh well...
There are a couple of problems I have with this hand. Since the bet on the flop is so ridiculously small it's hard to put the villain on anything... he might as well have AJ. I take back the retard comment, as I realized I will sometimes (if rarely) raise with J high in this position, but I play like a monkey on crack, and the hero specifically said the villain was TAGG


I've seen people bet 2 pair with 4 to a straight on board so often at this level that I personally can't fold it... maybe if I played with the guy for an hour and he played reasonable so far I could lay it down, but without any read at 10NL I'm calling.
But I'm quite confused with the hand. I don't think I layed down more than one set in the last 10k hands I played... but I usually bet it big, so even if someone drew out on me I don't feel too bad because he definitely didn't get the right odds to call.