I'm by no means a nutpeddler...just a very good reader of PP 100nl players...I challenge you to catch me missing value when i have a set and am not behind a higher one!
If you think about the betting in the examples I showed, it's quite clear I don't have the best hand...
Or are you stupid
My bankroll is the amount of money I would spend or lose before I got a job. It is calculated by adding my net worth to whatever I can borrow.