Luco, If you are an accountant then I seriously doubt that the money you put into your account can be considered your entire bankroll.

The important concept of bankroll management is to ensure that you can ride out the negative variance that is bound to happen without depleting your entire poker bankroll. I am not sure, but my guess is that if you lost all of your $55 initial deposit today you could just deposit some more tomorrow or next week or next month. You may not want to, but you could.

What you may want to do is come up with a yearly amount that you are willing to risk losing on poker and THAT number becomes your bankroll. If that number is higher that $300 then you are "rolled" to play $10NL (using the 30 buy in rule of thumb).

Sometimes people confuse what money we have in our online poker account and think that is our entire bankroll and that is certainly not the case for everyone.

Personally I currently have less than $800 in my Stars account and am playing $50NL. If I JUST mentioned that I would get railed on that I am playing too high, however what wasn't mentioned is the $850 I have in a checking account plus the $300 plus I keep in cash (you never know when a game might pop up) for poker. Therefore my entire roll is actually closer to $2K, not $800. Well high enough to play $50NL.

Good luck at the tables and welcome to FTR.