Min raised-multi way pot. flop/ 762 all clubs, we have TdKc hero..?

Villain who bets out has a VPIP of 30 in 30 hands and is leading out half pot into 4 players.

$0.01/$0.02 No Limit Holdem
PokerStars
8 Players
Hand Conversion Powered by WeakTight Poker Hand History Converter

Stacks:
UTG ($0.56) 28bb
UTG+1 ($1.94) 97bb
MP1 ($1.36) 68bb
MP2 ($2.38) 119bb
CO ($1.66) 83bb
BTN ($1.21) 61bb
SB ($2.17) 109bb
BB Hero ($2.17) 109bb

Pre-Flop: (0.03, 8 players) Hero is BB
UTG raises to $0.04, 4 folds, BTN calls $0.04, SB calls $0.03, Hero calls $0.02
Flop: ($0.16, 4 players)

SB bets $0.08, Hero calls $0.08, 2 folds

Turn: ($0.32, 2)
SB bets $0.16, Hero calls $0.16 River: ($0.64, 2)

SB bets $0.62, Hero folds

Final Pot: $1.26

SB wins $1.24 (net +$0.34)

BTN lost $0.04
Hero lost $0.28
UTG lost $0.04

I am getting 3:1 here right?A flush from the flop to the turn has 18% chance to hit ? So I needed 4:1 to make this call? someone might call behind me but if they don't then can I expect to make up for it on the turn if the club comes and villain bets again ? I'm assuming villain has a two pair ,top pair maybe weaker flush his bets seem like he as something so I expected to get paid if I hit. How should I be looking at it from the flop . Should I be calculating the bets I will face on the turn and everything else if i miss before the turn even comes? was it ok to call on the flop?

If I call this flop and nobody calls I am missing 1 payments out of that 4:1 I needed on the flop, I got pot odds of 3:1 and called so I need to make up the other 1. If villain bets 2/3 pot on the turn now what? Do I need bring the debt from the last street into account? should I be expecting a 2/3 pot bet when villain only bet half pot on the flop? I know we cant
predict what villain will bet on turn but what should the thought process be here .