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Originally Posted by boost
Also, I'm kinda reading into what you've said and making assumptions, but it seems you're thinking about the long run in a way that maybe you hadn't before.
Very much so. I'd gotten to the point where I figured I had zero chance of ever owning my own house, that I will always be renting, and my retirement would be a state pension. That didn't horrify me, plenty of people are perfectly happy with such an existence. However, it's nice to be able to dream, and it's not as silly a dream as winning the lottery.
There's no point in cashing out if it's not going to change my life for the better. £10k is a nice amount of money but it won't last for long. £100k would last a long time but I won't be buying property. I kinda need minimum £150k for that, so that's my aim. But it will be very difficult to sit tight if I have £20k, £30k, with every milestone I'll be thinking "that's a lot of money" and it gets harder and harder to hold.
But owning property is what I really want. With my own property, I can get a dog, I can grow tomatoes (wink wink), these seemingly simple freedoms will radically improve my life. You have no idea how sad it makes me that I can't have my own dog. I have always wanted one, and while I'm selfish when it comes to other people, I'm definitely not when it comes to dogs. I will only have a dog if I can provide a stable home for it. That has never been the case so far in my life. As a renter, you're always wondering when you'll have to move on again. You're at the complete mercy of the landlord. My previous place before where I'm currently living, I had six months before the landlord decided he wanted to sell. Six fucking months. What an arsehole. That left me in debt and nearly homeless, at a time when I was suffering from depression. Currently I rent a room of my best friend and his wife. It's fine but I constantly feel like I'm in their space, it's not my space. This arrangement can't last forever. So you can see why my prime target is my own property. I really don't know if it's realistic or not, time will tell, but it's a great deal more likely than winning the lottery or landing a dream job.
All I can say is I'm definitely delighted with my progress so far. Six weeks and my $300 is now $2000+. If in another six weeks I'm into five figures, then I might start to think these dreams can happen.
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