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Random Life Update
I'm extremely tired as I spent the entire week working on getting things together to buy my first home. I had been looking casually up until now so I went ahead and sought out financing etc. The lender approved me with ease (surprising as hell given that I'm a poker player wtf?) though I have been working with a really good mortgage broker and he ended up getting me a really solid rate. I've looked at nearly 10 different properties and it's come down to a tri-flip between a brand new town home on a fairly busy street (but is close to grocery, beer, liqour, and drug store), a brand new bungalow in a very sought out area on a premium lot on a quiet street, and a 5 year old two story home with a finished basement with a fairly neutral level of desire lot.
Bungalow: It's the priciest, and the real estate agent said there was almost no room to negotiate price with the builder because they ended up changing the main level flooring to hard wood after it had been priced as it is. This is a pretty significant thumbs down for me as it is at the very top of my price range. There is literally nothing to not like about the place though.
2-Story: This one has some room for negotiations, but its a bit too big for me being 3 bedrooms. 2 will always remain empty and the main floor has a space for my office so I be using any of the bedrooms as one. Given that, its not very practical for me, however it was really nice and just about everything in the house appealing (large living area, kitchen w/ island etc)
Town Home: It's the cheapest of the lot, but probably the most practical. I'd get better use out of the space, and since I plan on getting it in a 2 bedroom design, the master bedroom will be exceptionally larger than any of the other homes (in fact you probably wouldn't find such a bedroom in a house that is sub $500k in the area). Also when I say its the cheapest, it is by no means the 'cheapest'. I think the town home was the nicest of the 3 including both the interior and exterior. The finishes were pretty exceptional, contemporary, and really felt like it suited my style.
With the town home I'll be able to have an identical layout and then customize the finishes on the inside. So kitchen/floors/paint/lighting etc will all be taken care of before moving in. Also, each model comes standard with an island in the kitchen which is pretty cool. After writing all this out I feel like its a no brainer I'm going to go with the town home. I'll get some pics up the next time I check out the model. I feel somewhat overwhelmed with all this so I'm going to sleep on it for a few days and make my final decision next week. My girlfriend will be moving in with me so we'll talk it over and come to a decision.
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