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Refinance at 4.75% + 0 points

  
 
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Aces
Old 12-10-2008, 02:36 PM     Post subject: Refinance at 4.75% + 0 points #1 (permalink)  
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Anyone who has some time left on their mortgage may want to check out current rates. I just happened to be browsing my lendor's website and saw their 15yr rate at 5%+0 points so I called and have been approved. The payback for me will be about 15 months so it was a no-brainer. Obviously the rate will vary by state and credit rating.
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Aces
Old 12-16-2008, 09:17 PM #2 (permalink)  
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<bump>

15 yr rate is now 4.75% + 0. If you're thinking of refinancing I would do it NOW.
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bigred
Old 12-16-2008, 09:33 PM #3 (permalink)  
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ProZachNation
Old 12-16-2008, 10:13 PM #4 (permalink)  
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Can I refinance my cellphone/water bill payments?

Or my rent?
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Originally Posted by mrhappy333
I didn't think its Bold to bang some chick with my bro. but i guess so... thats +EV in my book.
 
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kb coolman
Old 12-17-2008, 01:27 AM #5 (permalink)  
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I'm already at 4.875 on a 15....refinanced it about 3-4 years ago, and it'll be paid off in 2. It could be 0%, and I probably still wouldn't recover the refinance costs.
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Aces
Old 12-18-2008, 01:39 PM #6 (permalink)  
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Quote:
Originally Posted by ProZachNation
Can I refinance my cellphone/water bill payments?

Or my rent?
You finance your cell/water/rent bill?



Quote:
Originally Posted by bigred
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Silly String
Old 12-18-2008, 09:32 PM #7 (permalink)  
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I appreciated the heads up. Looked into it last night and will knock about 3 years off my mortgage. GG, Aces.
Playing live . . . thanks alot Bin Laden.
 
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