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ensign_lee
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05-05-2005, 02:05 AM
Post subject: ING Direct
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#1 (permalink)
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4-of-a-Kind
Join Date: Feb 2005
Location: The University of TEXAS at Austin
Posts: 2,237
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I'm wondering if any of you have any experience with this thing, ING direct? I think it also operates under the name orange bank or something?
http://home.ingdirect.com/ (feel free to remove the link if you think it's not appropriate, mods)
Someone on another poker forum mentioned it. I was wondering if it looked legit or worth the time and stuff? Basically, any experience or knowledge of this stuff.
Thanks all!
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rob6597
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Straight
Join Date: Nov 2004
Location: Minnesota
Posts: 110
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I have a savings account with them, and also a home equity loan. It's absolutely legitimate... I've had no problems at all. It's easy to transfer money to and from a checking account... manually or automatically.
They are FDIC insured, and as of the time of this post, their current interest rate is 3.0%... one of the best out there. Also, there are no fees, and no minimums.
Sounds like I work there  But, I don't... just a satisifed customer.
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koolmoe
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Full House
Join Date: Jun 2004
Location: Drowning in prosperity
Posts: 1,279
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ING rocks. I've had an account there for a while. Nice interest rate and quick electronic transactions. Much better than keeping large sums in Neteller. My ING account is strictly for poker funds right now.
If you PM me with your name and e-mail address, I can refer you and you'll get a $25 bonus (plus I'd get $10).
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Pizzaman
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Join Date: Feb 2005
Posts: 73
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I used to work for ING. Absolutely legit, very strong company, great banking too.
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God Bless America
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TN_POKER_MAN
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Join Date: Mar 2005
Posts: 19
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only real catch is that you've got to have a "real" bank account at a local bank in order to make withdrawals. You've got to "link" the ING account to your local bank account and it can take a few days to get the money out of the ING account.
Bottom line: go for it. Just don't close all of your other bank accounts.
Also....i think i've even seen where ING will give you a $50 bonus for new accounts.
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lonnie
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Full House
Join Date: Aug 2004
Posts: 923
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OK, I have an ING account now and have done all the verification stuff and have the free $25 and all that.
Can I used ING directly with my neteller account? If so, can I change my banking info at neteller? I couldn't find a link at neteller to do this, and they haven't responded to my email yet.
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koolmoe
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Full House
Join Date: Jun 2004
Location: Drowning in prosperity
Posts: 1,279
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Quote:
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Originally Posted by lonnie
OK, I have an ING account now and have done all the verification stuff and have the free $25 and all that.
Can I used ING directly with my neteller account? If so, can I change my banking info at neteller? I couldn't find a link at neteller to do this, and they haven't responded to my email yet.
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You can use ING with Neteller, but if you've already registered a bank account, I think you'll have to call customer support to do so. It looks like their website is set up to register only one bank account.
I have always found Neteller customer support to be competent and friendly, so you should have no problems if you are permitted to change banks (the difficulty is most likely for security reasons only).
You'll need your ING account number and the routing number, which you can find by clicking on your account (Orange Savings or some such) and then the "Direct Deposit Form for this Account" link that appears under the interest reported for your account.
Hope that helps.
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boost
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Full House
Join Date: Mar 2005
Location: Chicago
Posts: 706
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so I could have neteller linked to ING and have ING linked to my local bank? those are really attractive interest rates, and if you can get your money out in a timely manner and have no minimums, it sounds even better.
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danhole12
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Join Date: Jan 2005
Posts: 30
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Has no one else ever seen the commercials for ING with the guy who talks funny??
I'm surprised that the legitimacy of a company who runs those ads would ever be in question.
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koolmoe
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Full House
Join Date: Jun 2004
Location: Drowning in prosperity
Posts: 1,279
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Quote:
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Originally Posted by boostNslide
so I could have neteller linked to ING and have ING linked to my local bank?
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Yes, exactly how I have it set up.
Quote:
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Originally Posted by boostNslide
those are really attractive interest rates, and if you can get your money out in a timely manner and have no minimums, it sounds even better.
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minimum is $50 to open. Transactions to your local bank are a day or two. It may take a few days for your verification deposit to occur (the one or two deposits they will make that are less than $1).
They also have a routing number, so you can use the account for EFT's if you want.
PM me with your e-mail address if you want a referral.
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lonnie
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Full House
Join Date: Aug 2004
Posts: 923
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Moe, when I opened mine I only deposited $25 from my checking account.
I got the $25 bonus btw and referred a guy at work yesterday. Not much money, but all this free money starts to add up.
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chris_1069
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Join Date: Apr 2005
Location: At the poker table
Posts: 99
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Quote:
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Has no one else ever seen the commercials for ING with the guy who talks funny??
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You mean the brit talking about peolpe putting their hands in his pocket? Then playing with a baloon?
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lightningfast35
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High Card
Join Date: May 2006
Posts: 7
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koolmoe: Which kind of ING Direct account do you link to Neteller? I'd like to open an Investment Savings Account (US$ ISA), but I'm not sure if Neteller will link to a savings account (I only see chequing accounts mentioned on Neteller site).
P.S. I'm in Canada so the accounts might be different.
Here are the available ING accounts in Canada: http://www.ingdirect.ca/en/acct_rate/
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NewJack33
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Join Date: Feb 2005
Posts: 18
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I signed up with HSBC recently.. also not bad.
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euphoricism
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4-of-a-Kind
Join Date: Mar 2005
Location: Your place or my place
Posts: 3,610
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Uhh, lightning, those posts are over a year old.
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lightningfast35
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High Card
Join Date: May 2006
Posts: 7
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euphoricism: I know, but I'm still trying to figure out if Neteller works with a savings account 
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ensign_lee
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4-of-a-Kind
Join Date: Feb 2005
Location: The University of TEXAS at Austin
Posts: 2,237
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wtf? How did this post come back up again?
To answer your question, why don't you call neteller?
As far as I know, I thought you could only link checking accounts, but that's just me. 
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stormshelterdave
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Join Date: May 2005
Location: Manchester, UK
Posts: 23
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Quote:
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Originally Posted by rob6597
... and as of the time of this post, their current interest rate is 3.0%... one of the best out there. Also, there are no fees, and no minimums.
Sounds like I work there But, I don't... just a satisifed customer. |
Hehe. I wouldn't be that satisfied if i were you. ING Direct in the UK offer 4.5%. FINALLY... something that is better in the UK. 
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DISCLAIMER: The opinions expressed in this post are those of a fish. I will not be held accountable for anyone who actually takes my posts seriously. 
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lightningfast35
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High Card
Join Date: May 2006
Posts: 7
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Quote:
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wtf? How did this post come back up again?
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Google 
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ensign_lee
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4-of-a-Kind
Join Date: Feb 2005
Location: The University of TEXAS at Austin
Posts: 2,237
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Uh...we have the same interest rates here in the US, Dave.
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TerryToma
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Full House
Join Date: Aug 2006
Location: wisconsin
Posts: 823
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OK, just to recap.
ING-Direct. Online-only banking with interest rates? Sounds good to me. Is it like a savings? Do you guys transfer to neteller then your pokerroom of choice, or just IGMPAY it in?? Fee-free i assume. How quick are the cashin/cashouts?
Whats the APR? 3.0?
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stormshelterdave
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Join Date: May 2005
Location: Manchester, UK
Posts: 23
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Quote:
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Originally Posted by ensign_lee
Uh...we have the same interest rates here in the US, Dave.
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I am just going off the post that said 3%.
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DISCLAIMER: The opinions expressed in this post are those of a fish. I will not be held accountable for anyone who actually takes my posts seriously.
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