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THaC
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08-05-2006, 05:52 PM
Post subject: Health Insurance?
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#1 (permalink)
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Flush
Join Date: Dec 2005
Location: Carey, Ohio
Posts: 389
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To anyone that pays for their own health insurance, what's the best plan to get, or what are the main things I should be looking for when choosing the best plan for me?
I need to get some so I don't have to get some shitty job with benefits..
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ItDepends
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Straight
Join Date: May 2006
Posts: 142
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major medical
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LeFou
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4-of-a-Kind
Join Date: Jul 2004
Location: Dallas, TX
Posts: 2,361
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Do a major medical/catastrophic only. Use cash for routine visits and small illnesses/injuries. Set aside about $150 per month per person, and earn interest on that shit instead of letting Aetna have it.
I just starting doing this with my family this summer. Was so sick of paying $600/mo. in premiums, then still paying 20%+ of the cost of our visits out-of-pocket. 12-month and 18-month routine wellness checks for the young-un are *not covered?!?! Wtf?
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cobere
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Flush
Join Date: Oct 2005
Location: Fort Collins
Posts: 336
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I've been meaning to look into BasicBlue, supposed to be a simple plan from Blue Cross Blue Shield. Don't know what it entails. Maybe I'll do that sometime, or maybe I'll wait and see if someone less lazy than I will post some details here.
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On moving up, properly rolled:
Quote:
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Originally Posted by drmcboy
You don't know if you're J-Fish or A Fish until you try.
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dsmrolla06
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Full House
Join Date: Apr 2006
Location: South Bend IN
Posts: 724
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hook up with someone that works at the hospital... thats what i did. My gf pays like $20/week and its full coverage. As far as i know we wont have to pay for anything, and here pregnancy was fully paid for.
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jyms
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Tilting Mod
Join Date: Feb 2006
Posts: 4,836
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OH CANADA!!!!!
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THaC
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Flush
Join Date: Dec 2005
Location: Carey, Ohio
Posts: 389
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Quote:
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Originally Posted by dsmrolla06
hook up with someone that works at the hospital... thats what i did. My gf pays like $20/week and its full coverage. As far as i know we wont have to pay for anything, and here pregnancy was fully paid for.
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Well, I'm only 18, and my girlfriend is still in high school with a part-time job at a shoe store.. so I don't think that'd be happening any time soon. 
I'll look into catastrophic, which was mainly what I want as I was thinking paying premiums + 20% of the cost was outrageous since the costs will generally tend to be small stuff for sinus infections and stuff, was mainly looking for catastrophic - that includes like car accidents and all that crap.. right?
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dsmrolla06
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Full House
Join Date: Apr 2006
Location: South Bend IN
Posts: 724
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hey im only 18 too, it just worked out nicely
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